Website terms of use

This website is operated by the operators of 24 Hour Finance NZ. By using it you agree to these terms.

General information only

Our guides and tools give general information about business finance in New Zealand. They don't take your particular circumstances into account and aren't financial, tax or legal advice. Tool results, including the readiness check, are guides to help you plan; they aren't offers or approvals.

Enquiries and applications

Submitting an enquiry doesn't commit you to anything and doesn't involve a credit check. Any finance is subject to the lender's assessment, verification, terms, conditions and fees. Timeframes described on this site are possible, not guaranteed. We don't publish interest rates because every business loan is priced on the individual situation.

Business finance only

We arrange finance for business purposes only. We don't arrange consumer credit for personal, domestic or household purposes.

Accuracy and links

We work to keep information accurate and current, but tax dates, contribution rates, rules and lending policies change. Links to other websites, including government sites, are provided for convenience; we're not responsible for their content.

Intellectual property

The content on this site is ours or used with permission. You may share links and quote brief extracts with attribution; please don't copy or republish whole pages.

Liability

To the extent the law allows, we aren't liable for loss arising from reliance on general information on this website. Nothing in these terms limits any rights you have that can't be excluded under New Zealand law.

Last updated 2 October 2026.