Fast business finance for New Zealand
One quick enquiry gives your business access to flexible funding options, expert help and the possibility of funds within 24 hours.*
One enquiry. Multiple options.
Whether you need cash flow today or capital for tomorrow, explore distinct New Zealand business-finance options and start with the structure that matches the job.
Why 24 Hour Finance
No complicated bank language. No endless forms. Just a straightforward path from enquiry to a potential business-finance option.
See what may be possible →A specialist reviews your enquiry and aims to provide an initial response quickly.
Tell us what you need once and we will help identify a potential finance pathway.
Speak with a real person who understands the needs of Kiwi business owners.
Funding can support cash flow, stock, equipment, growth, tax obligations and more.
How it works
Complete the secure online enquiry in around 60 seconds.
We review your needs, explain potential options and request the information required.
Review the full costs, security and terms before deciding whether to proceed.
Start with the business need
The same product is not right for every commercial problem. These practical guides help you frame the amount, timing and repayment plan before you enquire.
Common questions
Get the essentials here, then use the detailed guides to compare structures and prepare the enquiry.
Some eligible applications can be approved and funded in as little as 24 hours. Timing depends on the provider, loan type, information supplied, security and your circumstances.
A term loan can suit one defined purchase, a line of credit can suit recurring working-capital needs, and secured finance can create another path for larger or more complex requests. Start with the purpose, deadline and repayment plan.
Begin with your NZBN and business details, the amount and purpose, recent bank statements and a clear repayment plan. Financial accounts, forecasts or security information may also be requested.
An initial enquiry does not automatically mean a full credit enquiry. If a provider needs a credit check, you will be told as part of the application process.
No. The enquiry helps a specialist understand the business need and identify a potential pathway. You decide whether to continue after the provider explains the offer and contractual terms.
Common purposes include working capital, stock, equipment, marketing, tax, renovations, bridging a short-term gap and business growth.
NZ business-finance library
Ready when you are
Apply in around a minute. A New Zealand finance specialist will take it from there. Approval, amounts and timing vary.
Start your enquiry →